Florida is not a state that fosters speedy settlements of collision claims. That's apparent from a quick look at the Website of the Florida Department of Insurance, which regulates the industry in the Sunshine State. "How long does an insurance company have to settle an auto claim?" is one query posted on the site's "Frequently Asked Questions" section.. "I wanted to be a musician but I was never talented enough," Hoffman says. As it happens, Girard (who also directed Thirty Two Short Films About Glenn Gould) also prefers to spend his time between takes on the piano. "As far as Francois and I noodling on the piano, I would prefer that it was only me. I enjoy what I'm doing. I think about how if I were working a 9 5 job, it'd be different, I'd be depressed. Music soothes you. :) so. Umn. On mondayyyy. Wrapping up the UK contingent, Jeremy Dyson and Andy Nyman transfer their hit Ghost Stories from the stage to the screen, as Mart